All Lobbies Closed. Serving Members by Phone and Online Appointments. For Latest Covid-19 Response Updates:
Click Here

FIND YOUR TRACTION
NEW LOW RATES | LOWER PAYMENT

With a Guaranteed Better Loan from MTC Federal Credit Union, you get a lending partner with affordable financing options – the key to your new favorite vehicle.

Rates as low as 1.95% APR*

 
 

YOU DESERVE MORE CHOICES:

Custom loan options to fit your budget and needs:

  • Historic rates as low as 1.95% APR*
  • Flexible Terms from 24-84 mos.
  • Up to 90 days to make first payment
  • Automatic Payments

Apply to take advantage of your great rate:

Want to speak with an Automotive Lending Expert?
Monday – Friday, 8:00am – 5:00pm EST

VEHICLE LOAN TYPES

Shield Icon

THE GUARANTEED BETTER LOAN FROM MTC FEDERAL CREDIT UNION

You deserve more choices. The Guaranteed Better Loan Advantage can help you with one or more of these solutions:

  • BETTER RATE
  • BETTER PAYMENT
  • BETTER TERM
  • BETTER DUE DATE
  • BETTER PROTECTION
  • (GAP | MECHANICAL REPAIR | CREDIT LIFE | CREDIT DISABILITY)
Get Details

MEMBER SERVICE IS OUR VERY BEST PRODUCT

Our Member Service Representatives are standing by each business day to answer your questions and explore the best financial options for you.

autosmart.png

AutoSMART™ TOOLS

Powered by our partners at AutoSMART™, MTC Federal puts the tools in your hands to make the best auto buying decision.

  • Check Vehicle Values
  • Search for cars
  • Find preferred dealers
  • and more!
Visit Site

CALCULATOR

Compute and compare loan options to find the right loan for your budget with this simple tool.

Explore

CURRENT RATES

Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Term Annual Percentage Rate (APR) as low as
24 Months 2.20%
36 Months 2.45%
48 Months 2.70%
60 Months 2.95%
72 Months 3.70%
84 Months
©2021 MTC Federal Credit Union. All rights reserved. Federally insured by the NCUA. Equal Housing Lender. *Annual Percentage Rate (APR) may vary depending on each individual’s credit history and underwriting factors. All loans subject to credit union approval. All credit union loan promotional offers, programs, rates, terms and conditions are subject to change at any time and without notice. Offer may end at any time. Other restrictions may apply.