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Member Perks

Save money with special member perks and discounts.

One of the perks of being an MTC Federal Credit Union member is receiving exclusive discounts and benefits on products and services you use every day!

We also reward members for their loyalty to MTC Federal Credit Union with special dividends and rate discounts. Learn more.

Enjoy the holidays more and help charitable organizations in our community by participating in MTC Federal’s annual Skip-A-Pay program!

Giving Back Gives Back To You – Help us give back to the community, and we’ll give you a month off your from your loan payment. It’s just another way MTC Federal helps everyone get on the road to a stronger financial future.

Members in good standing who donate $30 to the MTC Federal Foundation can skip their loan payment in the months of November, December or January*.

Which loans can be skipped?

  • Personal Loans
  • Vehicle Loans
  • Recreational Vehicle Loans
  • ATV Loans
  • Motorcycle Loans
  • Watercraft Loans

SKIP NOW: Beginning November 1, 2020 members can Log-on to Web-Branch to see loan eligibility.

Skip up to 3 Payments with a Guaranteed Better Loan

Why Pay More? Have loans at other financial institutions? Move to MTC Federal skip up to 3 payments by deferring your loan payment for 90 days.

Apply Now

All Skip-A-Pay donations benefit the MTC Federal Credit Union Foundation.

©2020, MTC Federal Credit Union. All rights reserved. Federally insured by the NCUA. Equal Housing Lender. *If you are a member in good standing, you may be eligible for the Skip-A-Payment program. Program offer may vary depending on each individual’s credit history and underwriting factors. All credit union programs, rates, terms and conditions are subject to change at any time and without notice. Mortgages, credit cards, and lines of credit are not eligible. Other restrictions may apply.

Credit Union members have saved nearly $2 billion with Love My Credit Union Rewards discounts! The more offers you take advantage of, the more you save. Start saving today by signing up at

Here are just a few of the great discounts you can take advantage of with Love My Credit Union.

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$5 off the Federal Deluxe Edition

$10 off the Federal Premier Edition

$15 off the Federal Home and Business Edition

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Credit union members receive a free home security camera plus 2 free months of 24/7 professional monitoring ($150 value) with the purchase of a new SimpliSafe security system.

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Financial Lock

Financial Lock offers the most complete and affordable ID protection within the industry, combining industry-leading proactive monitoring services connected with recovery and restoration assistance.

  • DETECT: Early detection technology monitors billions of points of data 24/7 and incorporates real-time text and emails to keep customers alerted.
  • PROTECT: Protecting customers’ identity is priority. Financial Lock uses the most advanced risk assessment and alert system within the industry.
  • SUPPORT: In-house US-based Certified Fraud Resolution Specialists are there to help 24/7 from start to resolution.

Here are just a few features of what credit union members will get with Financial Lock:

  • $1,000,000 ID Theft Insurance
  • 24/7 USA Based Restoration Team
  • Dark Web Surveillance
  • Lost and Stolen Wallet Protection
  • Email Breach Detection Tool
  • Real Time Credit Bureau Alerts
  • And much more!

What’s even better, credit union members will save 30% on premium identity protection plans.  Plans start at just $4.95 per month.

As a member of MTC Federal Credit Union, you can get discounts on tickets to a variety of activities and attractions.

Year-Round Ticket Discounts

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Due to branch closures, physical discount tickets for Regal Cinemas are unavailable. (Covid-19 Response)

Movie tickets to Regal Cinemas are available at our Upstate South Carolina branches. These tickets are $9.00 and are valid for any show at any time including opening night of blockbuster films. There will be an up-charge at the box office for any 3-D movies.

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Georgia Aquarium

Discount tickets to the Georgia Aquarium, the world’s largest, are available by clicking here.

*Price varies by day of visit.

Promotional code should automatically apply, then buy and print tickets at any time (including nights and weekends).

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Due to branch closures, physical discount tickets for Biltmore are unavailable. (Covid-19 Response)

Discount Tickets are available online with special promo code: . Enter promo code mtcfederal.

*Price based on entry date.

Seasonal Ticket Discounts

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At this time, Carowinds is closed for the season.

To order tickets, go to and enter for both the username and password in all caps: CCUL.

Adult & Junior = 2020 Ticking Pricing Coming Soon

Children 2 and under free.

Visit for hours and directions.

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Six Flags over Georgia

At this time, Six Flags Over Georgia is closed for the season.

Adventure Park

Adult (Over 48″) = 2020 Ticket Pricing Coming Soon

Children 2 and under free.

Apply online at  Select “Enter Promo Code” in the top right corner and enter CCUL.


Adult (Over 48″) = 2020 Ticket Pricing Coming Soon

Children 2 and under free.

Apply online at Select “Enter Promo Code” in the top right corner and enter CCUL.

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At this time, Dollywood is closed for the season.

2020 Tickets Available Soon.

Visit for hours and directions.

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Splash Country

At this time, Splash Country is closed for the season.

2020 Tickets Available Soon.

Visit for park information.

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Shipwreck Island

Tickets sold at our Dothan, Alabama branch.

Adult & Child= 2020 Ticket Pricing Coming Soon

Kids under 35″ are free.

Visit for park information.

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National Peanut Festival

Tickets sold at our Dothan, Alabama branch.

2020 Festival Dates: November 6-15, 2020

Regular Gate Admission (Ages 6+) = 2020 Ticket Pricing Coming Soon

MEGAPass = 2020 Ticket Pricing Coming Soon

Visit www.nationalpeanutfestival for park information.